Call reports 2009
JOHN O. MELBY & CO. BANK — 2009
What JOHN O. MELBY & CO. BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 41,421,000 | 40,876,000 | 40,559,000 | 40,399,000 |
| Total loans | 26,545,000 | 25,698,000 | 24,519,000 | 24,831,000 |
| Allowance for loan losses | 345,000 | 340,000 | 343,000 | 315,000 |
| Securities available for sale | 5,704,000 | 3,837,000 | 5,995,000 | 5,823,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,962,000 | 33,426,000 | 33,128,000 | 33,148,000 |
| Interest-bearing deposits | 30,839,000 | 30,019,000 | 29,133,000 | 29,361,000 |
| Noninterest-bearing deposits | 3,123,000 | 3,407,000 | 3,995,000 | 3,787,000 |
| Equity capital | 7,361,000 | 7,324,000 | 7,320,000 | 7,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 572,000 | 1,089,000 | 1,593,000 | 2,058,000 |
| Interest expense | 143,000 | 268,000 | 385,000 | 491,000 |
| Net interest income | 429,000 | 821,000 | 1,208,000 | 1,567,000 |
| Noninterest income | 31,000 | 70,000 | 94,000 | 123,000 |
| Noninterest expense | 309,000 | 651,000 | 949,000 | 1,251,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 41,000 |
| Pretax income | 148,000 | 234,000 | 344,000 | 398,000 |
| Income tax | -4,000 | 0 | 2,000 | 6,000 |
| Net income | 152,000 | 234,000 | 342,000 | 392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,296,000 | 4,291,000 | 4,309,000 | 4,237,000 |
| Total capital | 4,617,000 | 4,603,000 | 4,619,000 | 4,545,000 |
| Risk-weighted assets | 25,638,000 | 24,957,000 | 24,731,000 | 24,627,000 |
Machine access — free, no API key
Every figure shown here about JOHN O. MELBY & CO. BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.