Call reports 2025
BLUE FOUNDRY BANK — 2025
What BLUE FOUNDRY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,088,391,000 | 2,123,273,000 | 2,151,426,000 | 2,162,432,000 |
| Total loans | 1,625,655,000 | 1,673,036,000 | 1,714,915,000 | 1,690,532,000 |
| Allowance for loan losses | 13,152,000 | 13,304,000 | 13,834,000 | 14,392,000 |
| Securities available for sale | 286,620,000 | 284,239,000 | 273,941,000 | 301,227,000 |
| Securities held to maturity | 32,135,000 | 29,152,000 | 27,150,000 | 27,107,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,429,154,000 | 1,453,722,000 | 1,521,937,000 | 1,536,354,000 |
| Interest-bearing deposits | 1,353,565,000 | 1,382,524,000 | 1,465,812,000 | 1,481,538,000 |
| Noninterest-bearing deposits | 75,589,000 | 71,198,000 | 56,125,000 | 54,816,000 |
| Equity capital | 269,654,000 | 268,499,000 | 269,737,000 | 269,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 22,747,000 | 46,214,000 | 70,391,000 | 95,442,000 |
| Interest expense | 12,128,000 | 24,088,000 | 36,191,000 | 48,568,000 |
| Net interest income | 10,619,000 | 22,126,000 | 34,200,000 | 46,874,000 |
| Noninterest income | 341,000 | 732,000 | 1,104,000 | 1,513,000 |
| Noninterest expense | 12,966,000 | 25,698,000 | 38,653,000 | 52,426,000 |
| Provision for loan losses | 203,000 | 350,000 | 905,000 | 1,477,000 |
| Pretax income | -2,207,000 | -3,504,000 | -4,602,000 | -6,162,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -2,207,000 | -3,504,000 | -4,602,000 | -6,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 287,537,000 | 286,910,000 | 286,527,000 | 285,705,000 |
| Total capital | 300,942,000 | 300,783,000 | 300,964,000 | 300,998,000 |
| Risk-weighted assets | 1,547,167,000 | 1,584,520,000 | 1,625,090,000 | 1,593,449,000 |