Call reports 2019
BLUE FOUNDRY BANK — 2019
What BLUE FOUNDRY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,687,122,000 | 1,722,859,000 | 1,775,566,000 | 1,838,778,000 |
| Total loans | 1,472,024,000 | 1,464,649,000 | 1,430,161,000 | 1,424,276,000 |
| Allowance for loan losses | 13,300,000 | 13,300,000 | 13,800,000 | 14,500,000 |
| Securities available for sale | 119,192,000 | 120,310,000 | 149,018,000 | 204,407,000 |
| Securities held to maturity | 2,500,000 | 2,500,000 | 2,500,000 | 9,510,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,250,385,000 | 1,270,705,000 | 1,283,732,000 | 1,307,946,000 |
| Interest-bearing deposits | 1,229,958,000 | 1,251,209,000 | 1,260,914,000 | 1,284,906,000 |
| Noninterest-bearing deposits | 20,427,000 | 19,496,000 | 22,818,000 | 23,040,000 |
| Equity capital | 222,725,000 | 223,126,000 | 223,455,000 | 223,999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 16,224,000 | 32,441,000 | 49,488,000 | 66,283,000 |
| Interest expense | 4,715,000 | 9,933,000 | 15,696,000 | 21,905,000 |
| Net interest income | 11,509,000 | 22,508,000 | 33,792,000 | 44,378,000 |
| Noninterest income | 220,000 | 493,000 | 743,000 | 1,081,000 |
| Noninterest expense | 6,002,000 | 16,299,000 | 26,708,000 | 37,077,000 |
| Provision for loan losses | 54,000 | 58,000 | 561,000 | 1,265,000 |
| Pretax income | 5,723,000 | 6,912,000 | 7,518,000 | 7,343,000 |
| Income tax | 1,648,000 | 1,927,000 | 2,040,000 | 1,840,000 |
| Net income | 4,075,000 | 4,985,000 | 5,478,000 | 5,503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 220,728,000 | 221,638,000 | 222,131,000 | 222,156,000 |
| Total capital | 234,028,000 | 234,938,000 | 235,579,000 | 235,853,000 |
| Risk-weighted assets | 1,079,643,000 | 1,090,700,000 | 1,075,450,000 | 1,094,953,000 |