Call reports 2018
BLUE FOUNDRY BANK — 2018
What BLUE FOUNDRY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,683,520,000 | 1,708,400,000 | 1,686,696,000 | 1,693,206,000 |
| Total loans | 1,457,982,000 | 1,475,051,000 | 1,472,917,000 | 1,477,379,000 |
| Allowance for loan losses | 13,950,000 | 13,500,000 | 13,325,000 | 13,225,000 |
| Securities available for sale | 133,661,000 | 130,669,000 | 126,392,000 | 125,414,000 |
| Securities held to maturity | 2,500,000 | 2,500,000 | 2,500,000 | 2,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,300,327,000 | 1,316,068,000 | 1,254,720,000 | 1,266,353,000 |
| Interest-bearing deposits | 1,282,351,000 | 1,296,008,000 | 1,234,809,000 | 1,247,582,000 |
| Noninterest-bearing deposits | 17,976,000 | 20,060,000 | 19,911,000 | 18,771,000 |
| Equity capital | 210,905,000 | 213,718,000 | 215,556,000 | 218,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 15,682,000 | 31,590,000 | 47,721,000 | 64,079,000 |
| Interest expense | 3,771,000 | 7,663,000 | 11,758,000 | 16,204,000 |
| Net interest income | 11,911,000 | 23,927,000 | 35,963,000 | 47,875,000 |
| Noninterest income | 192,000 | 857,000 | 1,216,000 | 1,488,000 |
| Noninterest expense | 9,973,000 | 19,741,000 | 29,141,000 | 38,735,000 |
| Provision for loan losses | -87,000 | -483,000 | -595,000 | -689,000 |
| Pretax income | 2,217,000 | 5,526,000 | 8,631,000 | 11,220,000 |
| Income tax | 547,000 | 1,411,000 | 2,245,000 | 2,988,000 |
| Net income | 1,670,000 | 4,115,000 | 6,386,000 | 8,232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 210,019,000 | 212,436,000 | 214,679,000 | 216,653,000 |
| Total capital | 223,969,000 | 225,936,000 | 228,004,000 | 229,878,000 |
| Risk-weighted assets | 1,148,313,000 | 1,129,336,000 | 1,107,784,000 | 1,092,081,000 |