Call reports 2017
BLUE FOUNDRY BANK — 2017
What BLUE FOUNDRY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,657,149,000 | 1,687,705,000 | 1,690,780,000 | 1,700,463,000 |
| Total loans | 1,433,243,000 | 1,465,970,000 | 1,464,623,000 | 1,454,510,000 |
| Allowance for loan losses | 14,325,000 | 14,600,000 | 14,425,000 | 14,050,000 |
| Securities available for sale | 139,009,000 | 134,749,000 | 132,286,000 | 137,054,000 |
| Securities held to maturity | 2,500,000 | 2,500,000 | 2,500,000 | 2,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,269,518,000 | 1,298,326,000 | 1,302,869,000 | 1,317,428,000 |
| Interest-bearing deposits | 1,250,823,000 | 1,278,949,000 | 1,283,025,000 | 1,298,065,000 |
| Noninterest-bearing deposits | 18,695,000 | 19,377,000 | 19,844,000 | 19,363,000 |
| Equity capital | 205,048,000 | 207,776,000 | 210,029,000 | 210,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 15,029,000 | 30,677,000 | 46,615,000 | 63,219,000 |
| Interest expense | 3,395,000 | 6,932,000 | 10,652,000 | 14,429,000 |
| Net interest income | 11,634,000 | 23,745,000 | 35,963,000 | 48,790,000 |
| Noninterest income | 261,000 | 492,000 | 703,000 | 898,000 |
| Noninterest expense | 9,225,000 | 18,124,000 | 26,984,000 | 36,293,000 |
| Provision for loan losses | 255,000 | 501,000 | 325,000 | 74,000 |
| Pretax income | 2,361,000 | 5,558,000 | 9,351,000 | 13,207,000 |
| Income tax | 816,000 | 1,968,000 | 3,376,000 | 6,629,000 |
| Net income | 1,545,000 | 3,590,000 | 5,975,000 | 6,578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 203,183,000 | 205,241,000 | 207,626,000 | 208,408,000 |
| Total capital | 216,796,000 | 219,201,000 | 221,407,000 | 222,386,000 |
| Risk-weighted assets | 1,088,335,000 | 1,115,921,000 | 1,101,401,000 | 1,118,129,000 |