Call reports 2016
BLUE FOUNDRY BANK — 2016
What BLUE FOUNDRY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,535,449,000 | 1,555,296,000 | 1,591,077,000 | 1,608,151,000 |
| Total loans | 1,284,329,000 | 1,310,661,000 | 1,352,233,000 | 1,379,375,000 |
| Allowance for loan losses | 13,165,000 | 13,325,000 | 13,455,000 | 13,725,000 |
| Securities available for sale | 162,754,000 | 161,324,000 | 153,547,000 | 143,281,000 |
| Securities held to maturity | 2,500,000 | 2,500,000 | 2,500,000 | 2,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,177,305,000 | 1,175,438,000 | 1,186,185,000 | 1,212,972,000 |
| Interest-bearing deposits | 1,161,110,000 | 1,158,811,000 | 1,169,420,000 | 1,195,650,000 |
| Noninterest-bearing deposits | 16,195,000 | 16,627,000 | 16,765,000 | 17,322,000 |
| Equity capital | 200,681,000 | 202,648,000 | 203,699,000 | 203,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 13,925,000 | 27,907,000 | 42,235,000 | 56,756,000 |
| Interest expense | 3,206,000 | 6,384,000 | 9,644,000 | 12,985,000 |
| Net interest income | 10,719,000 | 21,523,000 | 32,591,000 | 43,771,000 |
| Noninterest income | 719,000 | 1,302,000 | 1,190,000 | 1,422,000 |
| Noninterest expense | 9,118,000 | 17,773,000 | 26,285,000 | 34,855,000 |
| Provision for loan losses | 251,000 | 543,000 | 708,000 | 1,056,000 |
| Pretax income | 2,069,000 | 4,509,000 | 6,788,000 | 9,271,000 |
| Income tax | 694,000 | 1,545,000 | 2,348,000 | 3,206,000 |
| Net income | 1,375,000 | 2,964,000 | 4,440,000 | 6,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 196,961,000 | 198,550,000 | 200,026,000 | 201,638,000 |
| Total capital | 209,119,000 | 211,040,000 | 212,606,000 | 214,592,000 |
| Risk-weighted assets | 968,144,000 | 994,022,000 | 1,001,824,000 | 1,035,526,000 |