Call reports 2015
BLUE FOUNDRY BANK — 2015
What BLUE FOUNDRY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,458,913,000 | 1,467,521,000 | 1,503,610,000 | 1,540,751,000 |
| Total loans | 1,182,273,000 | 1,207,824,000 | 1,249,273,000 | 1,263,086,000 |
| Allowance for loan losses | 15,100,000 | 12,850,000 | 13,150,000 | 13,200,000 |
| Securities available for sale | 181,158,000 | 180,100,000 | 169,405,000 | 167,606,000 |
| Securities held to maturity | 0 | 0 | 2,500,000 | 2,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,152,747,000 | 1,145,408,000 | 1,139,260,000 | 1,199,432,000 |
| Interest-bearing deposits | 1,138,237,000 | 1,129,854,000 | 1,123,717,000 | 1,183,817,000 |
| Noninterest-bearing deposits | 14,510,000 | 15,554,000 | 15,543,000 | 15,615,000 |
| Equity capital | 196,527,000 | 195,230,000 | 196,868,000 | 198,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 13,485,000 | 26,924,000 | 40,712,000 | 55,220,000 |
| Interest expense | 2,662,000 | 5,360,000 | 8,194,000 | 11,239,000 |
| Net interest income | 10,823,000 | 21,564,000 | 32,518,000 | 43,981,000 |
| Noninterest income | 170,000 | 424,000 | 642,000 | 922,000 |
| Noninterest expense | 8,388,000 | 16,419,000 | 24,367,000 | 33,169,000 |
| Provision for loan losses | 2,505,000 | 3,086,000 | 4,811,000 | 4,876,000 |
| Pretax income | 99,000 | 2,482,000 | 4,093,000 | 6,968,000 |
| Income tax | -101,000 | 717,000 | 1,223,000 | 2,233,000 |
| Net income | 200,000 | 1,765,000 | 2,870,000 | 4,735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 191,008,000 | 192,616,000 | 193,721,000 | 195,586,000 |
| Total capital | 203,333,000 | 205,193,000 | 205,671,000 | 207,529,000 |
| Risk-weighted assets | 979,596,000 | 1,004,222,000 | 951,835,000 | 952,736,000 |