Call reports 2014
BLUE FOUNDRY BANK — 2014
What BLUE FOUNDRY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,399,085,000 | 1,411,504,000 | 1,430,768,000 | 1,450,873,000 |
| Total loans | 1,102,122,000 | 1,128,178,000 | 1,162,379,000 | 1,166,130,000 |
| Allowance for loan losses | 15,050,000 | 15,075,000 | 15,125,000 | 14,385,000 |
| Securities available for sale | 198,604,000 | 198,090,000 | 191,012,000 | 183,977,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,129,696,000 | 1,138,915,000 | 1,117,832,000 | 1,142,097,000 |
| Interest-bearing deposits | 1,115,431,000 | 1,124,414,000 | 1,103,574,000 | 1,127,573,000 |
| Noninterest-bearing deposits | 14,265,000 | 14,501,000 | 14,258,000 | 14,524,000 |
| Equity capital | 189,492,000 | 192,534,000 | 193,738,000 | 195,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 13,520,000 | 26,789,000 | 40,225,000 | 53,939,000 |
| Interest expense | 2,294,000 | 4,673,000 | 7,121,000 | 9,694,000 |
| Net interest income | 11,226,000 | 22,116,000 | 33,104,000 | 44,245,000 |
| Noninterest income | 519,000 | 417,000 | -168,000 | 44,000 |
| Noninterest expense | 8,109,000 | 16,140,000 | 24,268,000 | 32,314,000 |
| Provision for loan losses | 835,000 | 1,033,000 | 1,085,000 | 1,234,000 |
| Pretax income | 2,800,000 | 5,286,000 | 7,509,000 | 10,741,000 |
| Income tax | 972,000 | 1,826,000 | 2,573,000 | 3,721,000 |
| Net income | 1,828,000 | 3,460,000 | 4,936,000 | 7,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 185,549,000 | 187,291,000 | 188,767,000 | 190,851,000 |
| Total capital | 196,869,000 | 198,787,000 | 200,547,000 | 202,531,000 |
| Risk-weighted assets | 901,852,000 | 913,451,000 | 937,272,000 | 929,416,000 |