Call reports 2013
BLUE FOUNDRY BANK — 2013
What BLUE FOUNDRY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,355,531,000 | 1,357,330,000 | 1,384,547,000 | 1,393,745,000 |
| Total loans | 1,026,781,000 | 1,036,986,000 | 1,058,650,000 | 1,080,019,000 |
| Allowance for loan losses | 15,450,000 | 15,150,000 | 14,725,000 | 14,855,000 |
| Securities available for sale | 233,274,000 | 213,815,000 | 217,509,000 | 205,853,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,100,746,000 | 1,102,480,000 | 1,127,209,000 | 1,126,031,000 |
| Interest-bearing deposits | 1,087,952,000 | 1,089,875,000 | 1,114,177,000 | 1,112,794,000 |
| Noninterest-bearing deposits | 12,794,000 | 12,605,000 | 13,032,000 | 13,237,000 |
| Equity capital | 184,631,000 | 183,599,000 | 185,529,000 | 186,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 12,917,000 | 25,560,000 | 38,256,000 | 51,442,000 |
| Interest expense | 2,350,000 | 4,640,000 | 6,966,000 | 9,270,000 |
| Net interest income | 10,567,000 | 20,920,000 | 31,290,000 | 42,172,000 |
| Noninterest income | 182,000 | 1,206,000 | 2,141,000 | 2,758,000 |
| Noninterest expense | 8,215,000 | 16,138,000 | 23,775,000 | 32,106,000 |
| Provision for loan losses | 1,692,000 | 1,848,000 | 2,375,000 | 2,786,000 |
| Pretax income | 842,000 | 4,141,000 | 7,284,000 | 10,041,000 |
| Income tax | 157,000 | 1,301,000 | 2,491,000 | 3,441,000 |
| Net income | 685,000 | 2,840,000 | 4,793,000 | 6,600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 177,916,000 | 179,992,000 | 181,924,000 | 183,686,000 |
| Total capital | 188,962,000 | 190,922,000 | 193,167,000 | 195,032,000 |
| Risk-weighted assets | 877,272,000 | 870,186,000 | 895,921,000 | 904,181,000 |