Call reports 2012
BLUE FOUNDRY BANK — 2012
What BLUE FOUNDRY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,368,635,000 | 1,369,865,000 | 1,362,966,000 | 1,363,895,000 |
| Total loans | 957,037,000 | 958,144,000 | 974,485,000 | 1,016,858,000 |
| Allowance for loan losses | 14,825,000 | 14,600,000 | 15,150,000 | 15,300,000 |
| Securities available for sale | 255,277,000 | 273,206,000 | 248,970,000 | 238,306,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,131,474,000 | 1,121,967,000 | 1,112,747,000 | 1,112,491,000 |
| Interest-bearing deposits | 1,119,887,000 | 1,110,147,000 | 1,100,792,000 | 1,100,022,000 |
| Noninterest-bearing deposits | 11,587,000 | 11,820,000 | 11,955,000 | 12,469,000 |
| Equity capital | 180,077,000 | 181,373,000 | 183,266,000 | 184,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 13,662,000 | 27,003,000 | 40,260,000 | 53,188,000 |
| Interest expense | 2,885,000 | 5,644,000 | 8,348,000 | 10,885,000 |
| Net interest income | 10,777,000 | 21,359,000 | 31,912,000 | 42,303,000 |
| Noninterest income | 125,000 | 17,000 | 260,000 | 612,000 |
| Noninterest expense | 7,381,000 | 14,950,000 | 22,657,000 | 30,385,000 |
| Provision for loan losses | 904,000 | 1,804,000 | 2,542,000 | 3,039,000 |
| Pretax income | 2,698,000 | 4,703,000 | 7,054,000 | 9,572,000 |
| Income tax | 919,000 | 1,563,000 | 2,334,000 | 3,147,000 |
| Net income | 1,779,000 | 3,140,000 | 4,720,000 | 6,425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 172,585,000 | 173,946,000 | 175,526,000 | 177,231,000 |
| Total capital | 182,902,000 | 184,307,000 | 186,015,000 | 188,144,000 |
| Risk-weighted assets | 818,979,000 | 821,005,000 | 829,602,000 | 865,672,000 |