Call reports 2011
BLUE FOUNDRY BANK — 2011
What BLUE FOUNDRY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,338,597,000 | 1,343,881,000 | 1,352,493,000 | 1,356,435,000 |
| Total loans | 945,237,000 | 963,510,000 | 969,658,000 | 965,322,000 |
| Allowance for loan losses | 16,750,000 | 18,400,000 | 16,750,000 | 16,450,000 |
| Securities available for sale | 263,891,000 | 264,207,000 | 251,578,000 | 260,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,143,784,000 | 1,130,581,000 | 1,131,538,000 | 1,126,055,000 |
| Interest-bearing deposits | 1,132,913,000 | 1,119,252,000 | 1,120,166,000 | 1,114,882,000 |
| Noninterest-bearing deposits | 10,871,000 | 11,329,000 | 11,372,000 | 11,173,000 |
| Equity capital | 171,556,000 | 174,419,000 | 176,993,000 | 178,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 14,421,000 | 29,316,000 | 43,978,000 | 58,149,000 |
| Interest expense | 3,306,000 | 6,525,000 | 9,773,000 | 12,773,000 |
| Net interest income | 11,115,000 | 22,791,000 | 34,205,000 | 45,376,000 |
| Noninterest income | 296,000 | 1,512,000 | 1,741,000 | 1,941,000 |
| Noninterest expense | 7,963,000 | 15,843,000 | 23,558,000 | 30,946,000 |
| Provision for loan losses | 833,000 | 3,185,000 | 5,772,000 | 6,939,000 |
| Pretax income | 2,615,000 | 5,273,000 | 7,148,000 | 9,962,000 |
| Income tax | 871,000 | 1,788,000 | 2,368,000 | 3,330,000 |
| Net income | 1,744,000 | 3,485,000 | 4,780,000 | 6,632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 165,765,000 | 167,628,000 | 168,954,000 | 170,806,000 |
| Total capital | 176,065,000 | 178,120,000 | 179,404,000 | 181,202,000 |
| Risk-weighted assets | 817,549,000 | 831,026,000 | 827,001,000 | 823,511,000 |