Call reports 2020
HAMILTON BANK, THE — 2020
What HAMILTON BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 85,004,000 | 90,109,000 | 90,767,000 | 94,894,000 |
| Total loans | 48,222,000 | 49,793,000 | 49,542,000 | 47,815,000 |
| Allowance for loan losses | 287,000 | 297,000 | 298,000 | 295,000 |
| Securities available for sale | 26,819,000 | 32,740,000 | 33,063,000 | 40,040,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,455,000 | 81,000,000 | 81,637,000 | 85,744,000 |
| Interest-bearing deposits | 59,279,000 | 60,197,000 | 59,619,000 | 60,140,000 |
| Noninterest-bearing deposits | 17,176,000 | 20,803,000 | 22,018,000 | 25,604,000 |
| Equity capital | 8,462,000 | 9,017,000 | 9,033,000 | 9,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 937,000 | 1,894,000 | 2,787,000 | 3,650,000 |
| Interest expense | 113,000 | 200,000 | 286,000 | 368,000 |
| Net interest income | 824,000 | 1,694,000 | 2,501,000 | 3,282,000 |
| Noninterest income | 139,000 | 242,000 | 351,000 | 452,000 |
| Noninterest expense | 621,000 | 1,165,000 | 1,807,000 | 2,517,000 |
| Provision for loan losses | 37,000 | 47,000 | 47,000 | 47,000 |
| Pretax income | 305,000 | 724,000 | 998,000 | 1,170,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 0 |
| Net income | 304,000 | 722,000 | 995,000 | 1,170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,097,000 | 8,289,000 | 8,326,000 | 8,278,000 |
| Total capital | 8,384,000 | 8,586,000 | 8,624,000 | 8,573,000 |
| Risk-weighted assets | 62,781,000 | 62,192,000 | 61,830,000 | 63,689,000 |