Call reports 2018
HAMILTON BANK, THE — 2018
What HAMILTON BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 77,324,000 | 77,440,000 | 77,662,000 | 77,286,000 |
| Total loans | 48,106,000 | 49,784,000 | 50,067,000 | 50,511,000 |
| Allowance for loan losses | 295,000 | 295,000 | 295,000 | 295,000 |
| Securities available for sale | 23,388,000 | 23,651,000 | 24,052,000 | 22,388,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,054,000 | 69,615,000 | 67,588,000 | 69,741,000 |
| Interest-bearing deposits | 55,551,000 | 55,560,000 | 53,349,000 | 54,764,000 |
| Noninterest-bearing deposits | 14,503,000 | 14,055,000 | 14,239,000 | 14,977,000 |
| Equity capital | 7,202,000 | 7,251,000 | 7,218,000 | 7,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 823,000 | 1,680,000 | 2,565,000 | 3,454,000 |
| Interest expense | 93,000 | 194,000 | 302,000 | 418,000 |
| Net interest income | 730,000 | 1,486,000 | 2,263,000 | 3,036,000 |
| Noninterest income | 112,000 | 213,000 | 313,000 | 407,000 |
| Noninterest expense | 554,000 | 1,114,000 | 1,654,000 | 2,275,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 8,000 |
| Pretax income | 283,000 | 580,000 | 917,000 | 1,160,000 |
| Income tax | -26,000 | -26,000 | -26,000 | -26,000 |
| Net income | 309,000 | 606,000 | 943,000 | 1,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,533,000 | 7,618,000 | 7,698,000 | 7,755,000 |
| Total capital | 7,828,000 | 7,913,000 | 7,993,000 | 8,050,000 |
| Risk-weighted assets | 52,893,000 | 52,574,000 | 52,506,000 | 52,916,000 |