Call reports 2016
HAMILTON BANK, THE — 2016
What HAMILTON BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 72,979,000 | 73,690,000 | 72,033,000 | 72,846,000 |
| Total loans | 40,962,000 | 42,231,000 | 43,584,000 | 45,360,000 |
| Allowance for loan losses | 296,000 | 296,000 | 296,000 | 296,000 |
| Securities available for sale | 22,352,000 | 23,827,000 | 22,385,000 | 22,686,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,010,000 | 66,475,000 | 63,632,000 | 65,308,000 |
| Interest-bearing deposits | 53,883,000 | 53,158,000 | 50,512,000 | 51,133,000 |
| Noninterest-bearing deposits | 12,127,000 | 13,317,000 | 13,120,000 | 14,175,000 |
| Equity capital | 6,895,000 | 7,129,000 | 7,210,000 | 6,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 734,000 | 1,472,000 | 2,235,000 | 3,001,000 |
| Interest expense | 73,000 | 145,000 | 217,000 | 286,000 |
| Net interest income | 661,000 | 1,327,000 | 2,018,000 | 2,715,000 |
| Noninterest income | 105,000 | 205,000 | 310,000 | 399,000 |
| Noninterest expense | 504,000 | 1,044,000 | 1,571,000 | 2,138,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 262,000 | 488,000 | 757,000 | 976,000 |
| Income tax | 9,000 | 15,000 | 21,000 | 26,000 |
| Net income | 253,000 | 473,000 | 736,000 | 950,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,744,000 | 6,978,000 | 7,037,000 | 7,169,000 |
| Total capital | 7,040,000 | 7,274,000 | 7,333,000 | 7,465,000 |
| Risk-weighted assets | 44,158,000 | 45,187,000 | 46,070,000 | 48,047,000 |