Call reports 2015
HAMILTON BANK, THE — 2015
What HAMILTON BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 72,955,000 | 74,903,000 | 72,185,000 | 71,351,000 |
| Total loans | 36,038,000 | 37,922,000 | 39,026,000 | 40,789,000 |
| Allowance for loan losses | 301,000 | 301,000 | 301,000 | 296,000 |
| Securities available for sale | 23,824,000 | 25,172,000 | 23,859,000 | 23,874,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,104,000 | 68,126,000 | 65,075,000 | 64,485,000 |
| Interest-bearing deposits | 54,689,000 | 56,214,000 | 52,790,000 | 51,500,000 |
| Noninterest-bearing deposits | 11,415,000 | 11,912,000 | 12,285,000 | 12,985,000 |
| Equity capital | 6,276,000 | 6,196,000 | 6,523,000 | 6,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 660,000 | 1,388,000 | 2,084,000 | 2,865,000 |
| Interest expense | 81,000 | 161,000 | 237,000 | 309,000 |
| Net interest income | 579,000 | 1,227,000 | 1,847,000 | 2,556,000 |
| Noninterest income | 96,000 | 194,000 | 293,000 | 392,000 |
| Noninterest expense | 432,000 | 916,000 | 1,386,000 | 2,049,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 243,000 | 505,000 | 754,000 | 899,000 |
| Income tax | 0 | 6,000 | 9,000 | 15,000 |
| Net income | 243,000 | 499,000 | 745,000 | 884,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,161,000 | 6,353,000 | 6,507,000 | 6,566,000 |
| Total capital | 6,462,000 | 6,654,000 | 6,808,000 | 6,862,000 |
| Risk-weighted assets | 39,718,000 | 41,870,000 | 42,655,000 | 44,594,000 |