Call reports 2014
HAMILTON BANK, THE — 2014
What HAMILTON BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 66,593,000 | 66,071,000 | 67,254,000 | 67,806,000 |
| Total loans | 35,703,000 | 37,648,000 | 37,704,000 | 37,653,000 |
| Allowance for loan losses | 242,000 | 213,000 | 305,000 | 301,000 |
| Securities available for sale | 15,593,000 | 17,434,000 | 18,077,000 | 20,766,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,405,000 | 59,682,000 | 60,701,000 | 61,209,000 |
| Interest-bearing deposits | 50,885,000 | 49,164,000 | 50,061,000 | 50,326,000 |
| Noninterest-bearing deposits | 9,520,000 | 10,518,000 | 10,640,000 | 10,883,000 |
| Equity capital | 5,609,000 | 5,799,000 | 5,957,000 | 6,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 617,000 | 1,287,000 | 1,966,000 | 2,642,000 |
| Interest expense | 83,000 | 170,000 | 256,000 | 339,000 |
| Net interest income | 534,000 | 1,117,000 | 1,710,000 | 2,303,000 |
| Noninterest income | 93,000 | 185,000 | 285,000 | 388,000 |
| Noninterest expense | 431,000 | 850,000 | 1,298,000 | 1,872,000 |
| Provision for loan losses | 0 | -29,000 | -29,000 | -29,000 |
| Pretax income | 196,000 | 481,000 | 726,000 | 848,000 |
| Income tax | 4,000 | 8,000 | 11,000 | 19,000 |
| Net income | 192,000 | 473,000 | 715,000 | 829,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,675,000 | 5,854,000 | 6,004,000 | 6,023,000 |
| Total capital | 5,917,000 | 6,067,000 | 6,309,000 | 6,324,000 |
| Risk-weighted assets | 41,714,000 | 43,005,000 | 42,934,000 | 43,634,000 |