Call reports 2013
HAMILTON BANK, THE — 2013
What HAMILTON BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 60,708,000 | 60,730,000 | 59,067,000 | 60,588,000 |
| Total loans | 33,851,000 | 34,271,000 | 35,488,000 | 35,453,000 |
| Allowance for loan losses | 245,000 | 241,000 | 242,000 | 241,000 |
| Securities available for sale | 12,158,000 | 13,372,000 | 14,139,000 | 14,114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,243,000 | 54,767,000 | 53,210,000 | 54,665,000 |
| Interest-bearing deposits | 46,623,000 | 46,798,000 | 44,556,000 | 44,973,000 |
| Noninterest-bearing deposits | 7,620,000 | 7,969,000 | 8,654,000 | 9,692,000 |
| Equity capital | 5,892,000 | 5,389,000 | 5,283,000 | 5,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 565,000 | 1,237,000 | 1,843,000 | 2,471,000 |
| Interest expense | 86,000 | 172,000 | 255,000 | 335,000 |
| Net interest income | 479,000 | 1,065,000 | 1,588,000 | 2,136,000 |
| Noninterest income | 83,000 | 178,000 | 277,000 | 368,000 |
| Noninterest expense | 369,000 | 1,072,000 | 1,482,000 | 1,997,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 193,000 | 171,000 | 383,000 | 507,000 |
| Income tax | 0 | 3,000 | 7,000 | 11,000 |
| Net income | 193,000 | 168,000 | 376,000 | 496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,575,000 | 5,421,000 | 5,525,000 | 5,551,000 |
| Total capital | 5,820,000 | 5,662,000 | 5,767,000 | 5,792,000 |
| Risk-weighted assets | 38,715,000 | 39,507,000 | 40,269,000 | 40,243,000 |