Call reports 2012
HAMILTON BANK, THE — 2012
What HAMILTON BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 58,262,000 | 57,224,000 | 54,837,000 | 56,257,000 |
| Total loans | 30,341,000 | 31,226,000 | 31,897,000 | 33,527,000 |
| Allowance for loan losses | 229,000 | 243,000 | 243,000 | 245,000 |
| Securities available for sale | 10,122,000 | 13,273,000 | 12,541,000 | 11,521,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,514,000 | 50,442,000 | 47,959,000 | 49,880,000 |
| Interest-bearing deposits | 44,863,000 | 43,554,000 | 41,784,000 | 41,984,000 |
| Noninterest-bearing deposits | 6,651,000 | 6,888,000 | 6,175,000 | 7,896,000 |
| Equity capital | 5,650,000 | 5,686,000 | 5,784,000 | 5,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 578,000 | 1,139,000 | 1,700,000 | 2,273,000 |
| Interest expense | 114,000 | 217,000 | 318,000 | 410,000 |
| Net interest income | 464,000 | 922,000 | 1,382,000 | 1,863,000 |
| Noninterest income | 78,000 | 162,000 | 241,000 | 312,000 |
| Noninterest expense | 387,000 | 824,000 | 1,215,000 | 1,663,000 |
| Provision for loan losses | 0 | 22,000 | 22,000 | 22,000 |
| Pretax income | 155,000 | 238,000 | 386,000 | 490,000 |
| Income tax | 4,000 | 7,000 | 10,000 | 8,000 |
| Net income | 151,000 | 231,000 | 383,000 | 489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,416,000 | 5,395,000 | 5,476,000 | 5,490,000 |
| Total capital | 5,645,000 | 5,638,000 | 5,719,000 | 5,735,000 |
| Risk-weighted assets | 35,873,000 | 36,400,000 | 36,357,000 | 38,336,000 |