Call reports 2010
HAMILTON BANK, THE — 2010
What HAMILTON BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 46,173,000 | 47,152,000 | 46,537,000 | 48,174,000 |
| Total loans | 28,007,000 | 28,172,000 | 29,218,000 | 29,280,000 |
| Allowance for loan losses | 271,000 | 246,000 | 246,000 | 247,000 |
| Securities available for sale | 11,034,000 | 9,965,000 | 9,129,000 | 10,842,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,304,000 | 40,182,000 | 39,618,000 | 41,614,000 |
| Interest-bearing deposits | 34,645,000 | 35,544,000 | 34,755,000 | 34,958,000 |
| Noninterest-bearing deposits | 4,659,000 | 4,638,000 | 4,863,000 | 6,656,000 |
| Equity capital | 5,753,000 | 5,847,000 | 5,787,000 | 5,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 551,000 | 1,159,000 | 1,707,000 | 2,249,000 |
| Interest expense | 126,000 | 255,000 | 387,000 | 513,000 |
| Net interest income | 425,000 | 904,000 | 1,320,000 | 1,736,000 |
| Noninterest income | 79,000 | 142,000 | 204,000 | 276,000 |
| Noninterest expense | 367,000 | 719,000 | 1,161,000 | 1,822,000 |
| Provision for loan losses | 0 | -31,000 | -30,000 | -30,000 |
| Pretax income | 137,000 | 358,000 | 393,000 | 220,000 |
| Income tax | 5,000 | 11,000 | 17,000 | -3,000 |
| Net income | 132,000 | 347,000 | 376,000 | 223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,480,000 | 5,601,000 | 5,491,000 | 5,338,000 |
| Total capital | 5,751,000 | 5,847,000 | 5,737,000 | 5,585,000 |
| Risk-weighted assets | 32,500,000 | 32,239,000 | 33,163,000 | 33,352,000 |