Call reports 2009
HAMILTON BANK, THE — 2009
What HAMILTON BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 45,549,000 | 45,308,000 | 44,714,000 | 48,945,000 |
| Total loans | 26,016,000 | 26,752,000 | 27,665,000 | 28,947,000 |
| Allowance for loan losses | 293,000 | 294,000 | 296,000 | 270,000 |
| Securities available for sale | 11,825,000 | 10,852,000 | 11,453,000 | 11,433,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,860,000 | 38,688,000 | 37,863,000 | 42,097,000 |
| Interest-bearing deposits | 34,400,000 | 33,985,000 | 32,717,000 | 36,391,000 |
| Noninterest-bearing deposits | 4,460,000 | 4,703,000 | 5,146,000 | 5,706,000 |
| Equity capital | 5,532,000 | 5,464,000 | 5,709,000 | 5,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 567,000 | 1,127,000 | 1,695,000 | 2,277,000 |
| Interest expense | 184,000 | 348,000 | 493,000 | 630,000 |
| Net interest income | 383,000 | 779,000 | 1,202,000 | 1,647,000 |
| Noninterest income | 68,000 | 122,000 | 194,000 | 257,000 |
| Noninterest expense | 356,000 | 690,000 | 1,019,000 | 1,379,000 |
| Provision for loan losses | 29,000 | 39,000 | 39,000 | 10,000 |
| Pretax income | 66,000 | 172,000 | 338,000 | 515,000 |
| Income tax | 6,000 | 11,000 | 17,000 | 15,000 |
| Net income | 60,000 | 161,000 | 321,000 | 500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,328,000 | 5,346,000 | 5,414,000 | 5,482,000 |
| Total capital | 5,621,000 | 5,640,000 | 5,710,000 | 5,752,000 |
| Risk-weighted assets | 29,124,000 | 29,515,000 | 29,971,000 | 31,904,000 |