Call reports 2008
HAMILTON BANK, THE — 2008
What HAMILTON BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 46,853,000 | 45,870,000 | 45,200,000 | 45,549,000 |
| Total loans | 24,949,000 | 25,950,000 | 26,308,000 | 26,431,000 |
| Allowance for loan losses | 209,000 | 267,000 | 266,000 | 263,000 |
| Securities available for sale | 14,848,000 | 16,061,000 | 14,241,000 | 12,175,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,113,000 | 39,366,000 | 38,639,000 | 38,843,000 |
| Interest-bearing deposits | 35,421,000 | 35,175,000 | 33,919,000 | 33,604,000 |
| Noninterest-bearing deposits | 4,692,000 | 4,191,000 | 4,720,000 | 5,239,000 |
| Equity capital | 5,552,000 | 5,310,000 | 5,383,000 | 5,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 678,000 | 1,334,000 | 1,998,000 | 2,635,000 |
| Interest expense | 284,000 | 526,000 | 754,000 | 961,000 |
| Net interest income | 394,000 | 808,000 | 1,244,000 | 1,674,000 |
| Noninterest income | 63,000 | 123,000 | 190,000 | 261,000 |
| Noninterest expense | 336,000 | 626,000 | 927,000 | 1,290,000 |
| Provision for loan losses | 0 | 56,000 | 56,000 | 56,000 |
| Pretax income | 121,000 | 249,000 | 451,000 | 589,000 |
| Income tax | 5,000 | 11,000 | 16,000 | 18,000 |
| Net income | 116,000 | 238,000 | 435,000 | 571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,301,000 | 5,286,000 | 5,330,000 | 5,347,000 |
| Total capital | 5,510,000 | 5,553,000 | 5,596,000 | 5,610,000 |
| Risk-weighted assets | 27,414,000 | 28,878,000 | 29,562,000 | 29,583,000 |