Call reports 2025
CLINTON NATIONAL BANK, THE — 2025
What CLINTON NATIONAL BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 429,833,000 | 400,129,000 | 416,741,000 | 408,160,000 |
| Total loans | 226,121,000 | 227,661,000 | 232,872,000 | 234,655,000 |
| Allowance for loan losses | 3,166,000 | 3,174,000 | 3,174,000 | 3,184,000 |
| Securities available for sale | 151,460,000 | 149,715,000 | 145,362,000 | 140,184,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 375,865,000 | 345,644,000 | 359,043,000 | 349,579,000 |
| Interest-bearing deposits | 315,183,000 | 283,802,000 | 301,334,000 | 288,586,000 |
| Noninterest-bearing deposits | 60,682,000 | 61,842,000 | 57,709,000 | 60,993,000 |
| Equity capital | 37,294,000 | 39,223,000 | 41,886,000 | 44,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,978,000 | 8,173,000 | 12,262,000 | 16,381,000 |
| Interest expense | 1,499,000 | 3,004,000 | 4,366,000 | 5,696,000 |
| Net interest income | 2,479,000 | 5,169,000 | 7,896,000 | 10,685,000 |
| Noninterest income | 617,000 | 1,286,000 | 1,966,000 | 2,641,000 |
| Noninterest expense | 2,661,000 | 5,313,000 | 8,005,000 | 10,720,000 |
| Provision for loan losses | 8,000 | 15,000 | 17,000 | 17,000 |
| Pretax income | 438,000 | 1,138,000 | 1,846,000 | 2,587,000 |
| Income tax | 15,000 | 40,000 | 64,000 | 92,000 |
| Net income | 423,000 | 1,098,000 | 1,782,000 | 2,495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,205,000 | 54,491,000 | 54,753,000 | 55,347,000 |