Call reports 2024
CLINTON NATIONAL BANK, THE — 2024
What CLINTON NATIONAL BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 441,868,000 | 398,326,000 | 411,123,000 | 419,065,000 |
| Total loans | 222,903,000 | 217,104,000 | 226,954,000 | 229,072,000 |
| Allowance for loan losses | 3,082,000 | 3,098,000 | 3,119,000 | 3,156,000 |
| Securities available for sale | 160,045,000 | 154,529,000 | 156,405,000 | 154,518,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 384,284,000 | 347,696,000 | 352,797,000 | 360,140,000 |
| Interest-bearing deposits | 317,575,000 | 285,907,000 | 290,620,000 | 297,977,000 |
| Noninterest-bearing deposits | 66,709,000 | 61,789,000 | 62,177,000 | 62,163,000 |
| Equity capital | 31,150,000 | 31,140,000 | 37,969,000 | 35,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,692,000 | 7,436,000 | 12,217,000 | 16,346,000 |
| Interest expense | 1,592,000 | 3,257,000 | 4,789,000 | 6,470,000 |
| Net interest income | 2,100,000 | 4,179,000 | 7,428,000 | 9,876,000 |
| Noninterest income | 550,000 | 1,150,000 | 1,768,000 | 2,336,000 |
| Noninterest expense | 2,523,000 | 5,134,000 | 7,668,000 | 10,244,000 |
| Provision for loan losses | 23,000 | 45,000 | 67,000 | 90,000 |
| Pretax income | 121,000 | 167,000 | 1,478,000 | 1,895,000 |
| Income tax | 5,000 | 5,000 | 50,000 | 68,000 |
| Net income | 116,000 | 162,000 | 1,428,000 | 1,827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,493,000 | 52,489,000 | 53,679,000 | 54,078,000 |