Call reports 2023
CLINTON NATIONAL BANK, THE — 2023
What CLINTON NATIONAL BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 460,282,000 | 411,271,000 | 420,347,000 | 405,889,000 |
| Total loans | 218,301,000 | 221,452,000 | 221,224,000 | 220,697,000 |
| Allowance for loan losses | 2,760,000 | 2,921,000 | 3,076,000 | 3,148,000 |
| Securities available for sale | 179,681,000 | 171,734,000 | 160,559,000 | 165,166,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 413,357,000 | 365,691,000 | 377,151,000 | 339,849,000 |
| Interest-bearing deposits | 321,910,000 | 293,581,000 | 304,893,000 | 270,775,000 |
| Noninterest-bearing deposits | 91,447,000 | 72,110,000 | 72,258,000 | 69,074,000 |
| Equity capital | 30,992,000 | 28,429,000 | 23,887,000 | 33,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,156,000 | 6,446,000 | 9,804,000 | 13,243,000 |
| Interest expense | 722,000 | 1,706,000 | 2,903,000 | 4,200,000 |
| Net interest income | 2,434,000 | 4,740,000 | 6,901,000 | 9,043,000 |
| Noninterest income | 585,000 | 1,212,000 | 1,869,000 | 2,518,000 |
| Noninterest expense | 2,676,000 | 5,358,000 | 8,030,000 | 10,565,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 550,000 |
| Pretax income | 213,000 | 314,000 | 310,000 | 466,000 |
| Income tax | 8,000 | 14,000 | 14,000 | 22,000 |
| Net income | 205,000 | 300,000 | 296,000 | 444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,772,000 | 52,667,000 | 52,638,000 | 52,787,000 |