Call reports 2022
CLINTON NATIONAL BANK, THE — 2022
What CLINTON NATIONAL BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 445,375,000 | 420,085,000 | 429,994,000 | 413,471,000 |
| Total loans | 196,370,000 | 195,077,000 | 207,869,000 | 210,582,000 |
| Allowance for loan losses | 2,540,000 | 2,613,000 | 2,627,000 | 2,653,000 |
| Securities available for sale | 210,320,000 | 199,092,000 | 186,279,000 | 180,220,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 392,068,000 | 373,785,000 | 390,162,000 | 370,123,000 |
| Interest-bearing deposits | 329,627,000 | 308,227,000 | 322,758,000 | 299,292,000 |
| Noninterest-bearing deposits | 62,441,000 | 65,558,000 | 67,404,000 | 70,831,000 |
| Equity capital | 38,437,000 | 31,781,000 | 23,560,000 | 27,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,537,000 | 5,298,000 | 8,170,000 | 11,273,000 |
| Interest expense | 224,000 | 443,000 | 695,000 | 1,171,000 |
| Net interest income | 2,313,000 | 4,855,000 | 7,475,000 | 10,102,000 |
| Noninterest income | 650,000 | 1,306,000 | 1,926,000 | 2,510,000 |
| Noninterest expense | 2,649,000 | 5,243,000 | 7,909,000 | 10,504,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 308,000 | 886,000 | 1,430,000 | 2,016,000 |
| Income tax | 12,000 | 37,000 | 61,000 | 87,000 |
| Net income | 296,000 | 849,000 | 1,369,000 | 1,929,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,746,000 | 52,249,000 | 52,618,000 | 53,178,000 |