Call reports 2021
CLINTON NATIONAL BANK, THE — 2021
What CLINTON NATIONAL BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 450,639,000 | 445,366,000 | 464,517,000 | 437,684,000 |
| Total loans | 215,498,000 | 196,996,000 | 188,941,000 | 189,675,000 |
| Allowance for loan losses | 2,290,000 | 2,252,000 | 2,294,000 | 2,502,000 |
| Securities available for sale | 177,728,000 | 217,295,000 | 224,240,000 | 229,083,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 380,559,000 | 374,290,000 | 393,390,000 | 364,630,000 |
| Interest-bearing deposits | 315,507,000 | 311,621,000 | 330,429,000 | 301,995,000 |
| Noninterest-bearing deposits | 65,053,000 | 62,669,000 | 62,961,000 | 62,635,000 |
| Equity capital | 53,907,000 | 55,024,000 | 55,071,000 | 53,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,610,000 | 5,358,000 | 8,359,000 | 10,885,000 |
| Interest expense | 275,000 | 554,000 | 819,000 | 1,068,000 |
| Net interest income | 2,335,000 | 4,804,000 | 7,540,000 | 9,817,000 |
| Noninterest income | 664,000 | 1,359,000 | 2,079,000 | 2,755,000 |
| Noninterest expense | 2,715,000 | 5,429,000 | 8,229,000 | 11,065,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 300,000 |
| Pretax income | 296,000 | 716,000 | 1,342,000 | 1,249,000 |
| Income tax | 13,000 | 32,000 | 59,000 | 64,000 |
| Net income | 283,000 | 684,000 | 1,283,000 | 1,185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,204,000 | 51,359,000 | 51,958,000 | 51,860,000 |