Call reports 2020
CLINTON NATIONAL BANK, THE — 2020
What CLINTON NATIONAL BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 411,287,000 | 408,812,000 | 432,462,000 | 411,720,000 |
| Total loans | 202,518,000 | 222,431,000 | 216,155,000 | 214,194,000 |
| Allowance for loan losses | 2,137,000 | 2,194,000 | 2,278,000 | 2,255,000 |
| Securities available for sale | 149,043,000 | 154,230,000 | 163,515,000 | 178,290,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 339,465,000 | 334,568,000 | 360,066,000 | 332,300,000 |
| Interest-bearing deposits | 295,896,000 | 281,860,000 | 304,386,000 | 275,345,000 |
| Noninterest-bearing deposits | 43,569,000 | 52,708,000 | 55,681,000 | 56,955,000 |
| Equity capital | 56,509,000 | 57,327,000 | 57,447,000 | 57,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,102,000 | 6,357,000 | 9,427,000 | 12,128,000 |
| Interest expense | 533,000 | 985,000 | 1,360,000 | 1,668,000 |
| Net interest income | 2,569,000 | 5,372,000 | 8,067,000 | 10,460,000 |
| Noninterest income | 595,000 | 1,259,000 | 2,039,000 | 2,853,000 |
| Noninterest expense | 2,849,000 | 5,626,000 | 8,459,000 | 11,204,000 |
| Provision for loan losses | 25,000 | 91,000 | 176,000 | 261,000 |
| Pretax income | 307,000 | 931,000 | 1,488,000 | 1,865,000 |
| Income tax | 13,000 | 44,000 | 69,000 | 84,000 |
| Net income | 294,000 | 887,000 | 1,419,000 | 1,781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,254,000 | 50,708,000 | 51,118,000 | 51,481,000 |