Call reports 2019
CLINTON NATIONAL BANK, THE — 2019
What CLINTON NATIONAL BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 405,430,000 | 388,926,000 | 397,812,000 | 375,940,000 |
| Total loans | 211,173,000 | 207,932,000 | 200,947,000 | 197,376,000 |
| Allowance for loan losses | 2,044,000 | 2,067,000 | 2,080,000 | 2,106,000 |
| Securities available for sale | 150,160,000 | 157,490,000 | 144,864,000 | 155,198,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 338,807,000 | 302,087,000 | 329,489,000 | 307,198,000 |
| Interest-bearing deposits | 292,177,000 | 259,645,000 | 286,141,000 | 266,176,000 |
| Noninterest-bearing deposits | 46,630,000 | 42,442,000 | 43,348,000 | 41,023,000 |
| Equity capital | 51,792,000 | 53,463,000 | 54,105,000 | 54,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,195,000 | 6,509,000 | 9,707,000 | 12,846,000 |
| Interest expense | 503,000 | 1,111,000 | 1,749,000 | 2,351,000 |
| Net interest income | 2,692,000 | 5,398,000 | 7,958,000 | 10,495,000 |
| Noninterest income | 585,000 | 1,219,000 | 1,876,000 | 2,528,000 |
| Noninterest expense | 2,878,000 | 5,735,000 | 8,612,000 | 11,439,000 |
| Provision for loan losses | 15,000 | 35,000 | 65,000 | 95,000 |
| Pretax income | 384,000 | 847,000 | 1,157,000 | 1,621,000 |
| Income tax | 22,000 | 42,000 | 54,000 | 67,000 |
| Net income | 362,000 | 805,000 | 1,103,000 | 1,554,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,449,000 | 49,732,000 | 49,909,000 | 50,360,000 |
| Total capital | 51,494,000 | 51,799,000 | 51,989,000 | 52,466,000 |
| Risk-weighted assets | 228,138,000 | 225,971,000 | 219,438,000 | 218,482,000 |