Call reports 2018
CLINTON NATIONAL BANK, THE — 2018
What CLINTON NATIONAL BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 407,993,000 | 380,042,000 | 401,110,000 | 381,409,000 |
| Total loans | 204,611,000 | 203,001,000 | 206,005,000 | 204,334,000 |
| Allowance for loan losses | 2,030,000 | 2,045,000 | 2,057,000 | 2,062,000 |
| Securities available for sale | 159,973,000 | 155,865,000 | 152,970,000 | 151,173,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 342,282,000 | 307,516,000 | 334,130,000 | 314,766,000 |
| Interest-bearing deposits | 302,018,000 | 266,625,000 | 293,511,000 | 269,342,000 |
| Noninterest-bearing deposits | 40,263,000 | 40,891,000 | 40,620,000 | 45,425,000 |
| Equity capital | 49,717,000 | 49,211,000 | 48,633,000 | 50,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,056,000 | 6,205,000 | 9,361,000 | 12,598,000 |
| Interest expense | 350,000 | 734,000 | 1,152,000 | 1,607,000 |
| Net interest income | 2,706,000 | 5,471,000 | 8,209,000 | 10,991,000 |
| Noninterest income | 575,000 | 1,153,000 | 1,739,000 | 2,339,000 |
| Noninterest expense | 2,881,000 | 5,755,000 | 8,644,000 | 11,540,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 385,000 | 839,000 | 1,259,000 | 1,730,000 |
| Income tax | 17,000 | 38,000 | 56,000 | 78,000 |
| Net income | 368,000 | 801,000 | 1,203,000 | 1,652,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,588,000 | 48,778,000 | 48,998,000 | 49,447,000 |
| Total capital | 50,618,000 | 50,823,000 | 51,055,000 | 51,509,000 |
| Risk-weighted assets | 226,726,000 | 223,431,000 | 226,592,000 | 222,642,000 |