Call reports 2017
CLINTON NATIONAL BANK, THE — 2017
What CLINTON NATIONAL BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 433,528,000 | 411,998,000 | 420,600,000 | 392,502,000 |
| Total loans | 196,132,000 | 200,680,000 | 203,860,000 | 203,041,000 |
| Allowance for loan losses | 2,001,000 | 2,000,000 | 2,025,000 | 2,021,000 |
| Securities available for sale | 178,522,000 | 168,809,000 | 166,618,000 | 163,535,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 364,171,000 | 342,457,000 | 351,195,000 | 325,192,000 |
| Interest-bearing deposits | 320,037,000 | 297,609,000 | 308,647,000 | 281,636,000 |
| Noninterest-bearing deposits | 44,134,000 | 44,849,000 | 42,548,000 | 43,556,000 |
| Equity capital | 51,323,000 | 52,071,000 | 52,455,000 | 51,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,042,000 | 6,160,000 | 9,339,000 | 12,455,000 |
| Interest expense | 320,000 | 655,000 | 989,000 | 1,333,000 |
| Net interest income | 2,722,000 | 5,505,000 | 8,350,000 | 11,122,000 |
| Noninterest income | 549,000 | 1,116,000 | 1,738,000 | 2,361,000 |
| Noninterest expense | 2,841,000 | 5,635,000 | 8,479,000 | 11,250,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 430,000 | 986,000 | 1,609,000 | 2,233,000 |
| Income tax | 19,000 | 44,000 | 72,000 | 100,000 |
| Net income | 411,000 | 942,000 | 1,537,000 | 2,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,140,000 | 47,450,000 | 47,986,000 | 48,581,000 |
| Total capital | 49,141,000 | 49,450,000 | 50,011,000 | 50,602,000 |
| Risk-weighted assets | 222,804,000 | 224,310,000 | 228,235,000 | 226,195,000 |