Call reports 2016
CLINTON NATIONAL BANK, THE — 2016
What CLINTON NATIONAL BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 405,468,000 | 376,210,000 | 399,747,000 | 400,087,000 |
| Total loans | 184,782,000 | 192,516,000 | 195,407,000 | 191,955,000 |
| Allowance for loan losses | 1,988,000 | 1,992,000 | 2,019,000 | 2,006,000 |
| Securities available for sale | 163,936,000 | 155,935,000 | 157,568,000 | 178,907,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 334,422,000 | 302,669,000 | 326,731,000 | 328,803,000 |
| Interest-bearing deposits | 291,281,000 | 260,955,000 | 282,918,000 | 282,069,000 |
| Noninterest-bearing deposits | 43,141,000 | 41,714,000 | 43,813,000 | 46,734,000 |
| Equity capital | 53,284,000 | 54,802,000 | 54,283,000 | 50,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,926,000 | 5,904,000 | 8,851,000 | 11,823,000 |
| Interest expense | 311,000 | 626,000 | 934,000 | 1,252,000 |
| Net interest income | 2,615,000 | 5,278,000 | 7,917,000 | 10,571,000 |
| Noninterest income | 506,000 | 1,038,000 | 1,584,000 | 2,074,000 |
| Noninterest expense | 2,748,000 | 5,515,000 | 8,227,000 | 10,987,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 373,000 | 801,000 | 1,274,000 | 1,658,000 |
| Income tax | 17,000 | 36,000 | 57,000 | 75,000 |
| Net income | 356,000 | 765,000 | 1,217,000 | 1,583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,089,000 | 46,390,000 | 46,695,000 | 47,079,000 |
| Total capital | 48,077,000 | 48,382,000 | 48,714,000 | 49,085,000 |
| Risk-weighted assets | 212,952,000 | 215,582,000 | 223,046,000 | 223,733,000 |