Call reports 2015
CLINTON NATIONAL BANK, THE — 2015
What CLINTON NATIONAL BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 384,874,000 | 366,573,000 | 383,555,000 | 374,822,000 |
| Total loans | 187,508,000 | 189,935,000 | 193,208,000 | 184,706,000 |
| Allowance for loan losses | 2,002,000 | 1,987,000 | 1,987,000 | 1,991,000 |
| Securities available for sale | 156,393,000 | 151,033,000 | 152,148,000 | 158,067,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 317,765,000 | 296,196,000 | 316,281,000 | 306,362,000 |
| Interest-bearing deposits | 279,586,000 | 257,411,000 | 274,217,000 | 260,765,000 |
| Noninterest-bearing deposits | 38,179,000 | 38,785,000 | 42,064,000 | 45,597,000 |
| Equity capital | 51,762,000 | 50,082,000 | 52,202,000 | 51,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,977,000 | 5,948,000 | 8,896,000 | 11,865,000 |
| Interest expense | 316,000 | 638,000 | 952,000 | 1,264,000 |
| Net interest income | 2,661,000 | 5,310,000 | 7,944,000 | 10,601,000 |
| Noninterest income | 542,000 | 1,114,000 | 1,752,000 | 2,283,000 |
| Noninterest expense | 2,796,000 | 5,525,000 | 8,242,000 | 10,908,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 407,000 | 899,000 | 1,454,000 | 1,976,000 |
| Income tax | 18,000 | 40,000 | 64,000 | 89,000 |
| Net income | 389,000 | 859,000 | 1,390,000 | 1,887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,911,000 | 45,141,000 | 45,614,000 | 46,121,000 |
| Total capital | 46,913,000 | 47,128,000 | 47,601,000 | 48,112,000 |
| Risk-weighted assets | 215,032,000 | 215,534,000 | 221,820,000 | 213,481,000 |