Call reports 2013
CLINTON NATIONAL BANK, THE — 2013
What CLINTON NATIONAL BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 404,087,000 | 373,081,000 | 377,750,000 | 370,623,000 |
| Total loans | 170,956,000 | 172,750,000 | 178,126,000 | 182,308,000 |
| Allowance for loan losses | 2,073,000 | 2,071,000 | 2,036,000 | 2,019,000 |
| Securities available for sale | 160,386,000 | 176,190,000 | 165,623,000 | 161,901,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 328,398,000 | 300,938,000 | 309,883,000 | 303,670,000 |
| Interest-bearing deposits | 288,226,000 | 260,922,000 | 270,678,000 | 256,422,000 |
| Noninterest-bearing deposits | 40,172,000 | 40,016,000 | 39,205,000 | 47,248,000 |
| Equity capital | 51,463,000 | 43,148,000 | 42,617,000 | 41,092,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,187,000 | 6,430,000 | 9,606,000 | 12,769,000 |
| Interest expense | 482,000 | 978,000 | 1,435,000 | 1,829,000 |
| Net interest income | 2,705,000 | 5,452,000 | 8,171,000 | 10,940,000 |
| Noninterest income | 546,000 | 1,223,000 | 1,825,000 | 2,420,000 |
| Noninterest expense | 2,756,000 | 5,524,000 | 8,285,000 | 11,021,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 470,000 | 1,126,000 | 1,678,000 | 2,306,000 |
| Income tax | 20,000 | 50,000 | 75,000 | 102,000 |
| Net income | 450,000 | 1,076,000 | 1,603,000 | 2,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,601,000 | 42,185,000 | 42,608,000 | 43,237,000 |
| Total capital | 43,674,000 | 44,256,000 | 44,644,000 | 45,256,000 |
| Risk-weighted assets | 204,337,000 | 207,705,000 | 209,566,000 | 212,070,000 |