Call reports 2011
CLINTON NATIONAL BANK, THE — 2011
What CLINTON NATIONAL BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 370,132,000 | 353,030,000 | 373,788,000 | 369,574,000 |
| Total loans | 182,273,000 | 182,365,000 | 183,386,000 | 178,152,000 |
| Allowance for loan losses | 1,774,000 | 1,840,000 | 1,867,000 | 1,762,000 |
| Securities available for sale | 132,177,000 | 143,540,000 | 140,039,000 | 143,174,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 313,103,000 | 292,094,000 | 308,152,000 | 301,916,000 |
| Interest-bearing deposits | 276,876,000 | 255,095,000 | 271,650,000 | 266,088,000 |
| Noninterest-bearing deposits | 36,227,000 | 36,999,000 | 36,502,000 | 35,828,000 |
| Equity capital | 41,844,000 | 45,191,000 | 48,984,000 | 48,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,493,000 | 7,183,000 | 10,873,000 | 14,429,000 |
| Interest expense | 698,000 | 1,394,000 | 2,064,000 | 2,727,000 |
| Net interest income | 2,795,000 | 5,789,000 | 8,809,000 | 11,702,000 |
| Noninterest income | 588,000 | 1,202,000 | 1,822,000 | 2,474,000 |
| Noninterest expense | 2,841,000 | 5,640,000 | 8,468,000 | 11,235,000 |
| Provision for loan losses | 150,000 | 250,000 | 350,000 | 675,000 |
| Pretax income | 392,000 | 1,101,000 | 1,813,000 | 2,498,000 |
| Income tax | 17,000 | 47,000 | 79,000 | 110,000 |
| Net income | 375,000 | 1,054,000 | 1,734,000 | 2,388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,458,000 | 38,028,000 | 38,716,000 | 39,397,000 |
| Total capital | 39,232,000 | 39,868,000 | 40,583,000 | 41,159,000 |
| Risk-weighted assets | 209,260,000 | 210,952,000 | 210,502,000 | 207,495,000 |