Call reports 2005
CLINTON NATIONAL BANK, THE — 2005
What CLINTON NATIONAL BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 270,541,000 | 254,110,000 | 264,684,000 | 267,602,000 |
| Total loans | 136,827,000 | 135,443,000 | 150,319,000 | 157,919,000 |
| Allowance for loan losses | 1,398,000 | 1,414,000 | 1,425,000 | 1,553,000 |
| Securities available for sale | 93,808,000 | 92,051,000 | 90,226,000 | 85,618,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,788,000 | 210,316,000 | 219,021,000 | 211,536,000 |
| Interest-bearing deposits | 204,511,000 | 185,128,000 | 191,503,000 | 184,641,000 |
| Noninterest-bearing deposits | 26,277,000 | 25,188,000 | 27,518,000 | 26,895,000 |
| Equity capital | 30,181,000 | 31,849,000 | 31,506,000 | 31,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,867,000 | 5,918,000 | 9,005,000 | 12,333,000 |
| Interest expense | 788,000 | 1,652,000 | 2,620,000 | 3,714,000 |
| Net interest income | 2,079,000 | 4,266,000 | 6,385,000 | 8,619,000 |
| Noninterest income | 497,000 | 984,000 | 1,491,000 | 1,970,000 |
| Noninterest expense | 1,941,000 | 3,817,000 | 5,741,000 | 7,672,000 |
| Provision for loan losses | 15,000 | 35,000 | 65,000 | 225,000 |
| Pretax income | 620,000 | 1,398,000 | 2,070,000 | 2,692,000 |
| Income tax | 30,000 | 60,000 | 40,000 | 70,000 |
| Net income | 590,000 | 1,338,000 | 2,030,000 | 2,622,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,404,000 | 31,797,000 | 32,314,000 | 32,860,000 |
| Total capital | 32,802,000 | 33,211,000 | 33,739,000 | 34,413,000 |
| Risk-weighted assets | 159,639,000 | 157,961,000 | 171,512,000 | 177,336,000 |
Machine access — free, no API key
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