Call reports 2016
SUNSTATE BANK — 2016
What SUNSTATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 156,048,000 | 161,605,000 | 161,913,000 | 178,808,000 |
| Total loans | 90,507,000 | 91,929,000 | 109,040,000 | 114,541,000 |
| Allowance for loan losses | 1,502,000 | 1,201,000 | 1,154,000 | 1,167,000 |
| Securities available for sale | 5,888,000 | 3,971,000 | 6,069,000 | 12,052,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,275,000 | 137,351,000 | 137,411,000 | 154,320,000 |
| Interest-bearing deposits | 69,750,000 | 71,276,000 | 67,061,000 | 90,249,000 |
| Noninterest-bearing deposits | 62,524,000 | 66,074,000 | 70,349,000 | 64,071,000 |
| Equity capital | 23,335,000 | 23,468,000 | 23,628,000 | 23,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,338,000 | 2,589,000 | 3,930,000 | 5,474,000 |
| Interest expense | 57,000 | 118,000 | 183,000 | 283,000 |
| Net interest income | 1,281,000 | 2,471,000 | 3,747,000 | 5,191,000 |
| Noninterest income | 329,000 | 655,000 | 1,029,000 | 1,400,000 |
| Noninterest expense | 1,616,000 | 3,342,000 | 4,962,000 | 6,668,000 |
| Provision for loan losses | -235,000 | -550,000 | -610,000 | -610,000 |
| Pretax income | 134,000 | 239,000 | 329,000 | 438,000 |
| Income tax | 43,000 | 74,000 | 99,000 | 131,000 |
| Net income | 91,000 | 165,000 | 230,000 | 307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,473,000 | 21,497,000 | 21,481,000 | 21,564,000 |
| Total capital | 22,878,000 | 22,700,000 | 22,641,000 | 22,740,000 |
| Risk-weighted assets | 111,516,000 | 118,434,000 | 131,998,000 | 146,745,000 |