Call reports 2026
CLIMATE FIRST BANK — 2026
What CLIMATE FIRST BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,751,079,000 | 1,941,915,000 |
| Total loans | 1,531,080,000 | 1,677,355,000 |
| Allowance for loan losses | 15,708,000 | 17,445,000 |
| Securities available for sale | 3,499,000 | 3,442,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,521,716,000 | 1,547,996,000 |
| Interest-bearing deposits | 1,401,502,000 | 1,391,450,000 |
| Noninterest-bearing deposits | 120,214,000 | 156,546,000 |
| Equity capital | 162,671,000 | 178,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 29,648,000 | 62,091,000 |
| Interest expense | 13,991,000 | 28,863,000 |
| Net interest income | 15,657,000 | 33,228,000 |
| Noninterest income | 1,299,000 | 3,696,000 |
| Noninterest expense | 8,638,000 | 18,888,000 |
| Provision for loan losses | 1,222,000 | 3,755,000 |
| Pretax income | 7,175,000 | 14,498,000 |
| Income tax | 1,814,000 | 3,669,000 |
| Net income | 5,361,000 | 10,829,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 160,296,000 | 175,637,000 |
| Total capital | 177,150,000 | 194,092,000 |
| Risk-weighted assets | 1,611,753,000 | 1,786,127,000 |