Call report 2023Q4
CLIMATE FIRST BANK — 2023Q4
The 22 measures CLIMATE FIRST BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 542,273,000 | USD | evidence → |
| Total loans | 466,205,000 | USD | evidence → |
| Allowance for loan losses | 5,278,000 | USD | evidence → |
| Securities available for sale | 7,613,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 479,794,000 | USD | evidence → |
| Interest-bearing deposits | 426,164,000 | USD | evidence → |
| Noninterest-bearing deposits | 53,630,000 | USD | evidence → |
| Equity capital | 50,559,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,858,000 | USD | evidence → |
| Interest expense | 11,876,000 | USD | evidence → |
| Net interest income | 11,982,000 | USD | evidence → |
| Noninterest income | 948,000 | USD | evidence → |
| Noninterest expense | 12,476,000 | USD | evidence → |
| Provision for loan losses | 2,006,000 | USD | evidence → |
| Pretax income | -1,633,000 | USD | evidence → |
| Income tax | -381,000 | USD | evidence → |
| Net income | -1,252,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 47,843,000 | USD | evidence → |
| Total capital | 53,870,000 | USD | evidence → |
| Risk-weighted assets | 504,241,000 | USD | evidence → |