Call reports 2025
COMMUNITY BANK OF EASTON — 2025
What COMMUNITY BANK OF EASTON reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 42,171,000 | 39,295,000 | 39,994,000 | 44,724,000 |
| Total loans | 17,520,000 | 15,477,000 | 13,998,000 | 15,950,000 |
| Allowance for loan losses | 54,000 | 54,000 | 130,000 | 131,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 590,000 | 597,000 | 593,000 | 600,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,200,000 | 28,505,000 | 31,428,000 | 36,010,000 |
| Interest-bearing deposits | 25,698,000 | 24,316,000 | 27,650,000 | 29,506,000 |
| Noninterest-bearing deposits | 5,502,000 | 4,189,000 | 3,778,000 | 6,504,000 |
| Equity capital | 10,840,000 | 10,705,000 | 8,269,000 | 8,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 551,000 | 1,097,000 | 143,000 | 685,000 |
| Interest expense | 142,000 | 278,000 | 29,000 | 167,000 |
| Net interest income | 409,000 | 819,000 | 114,000 | 518,000 |
| Noninterest income | 7,000 | 15,000 | 4,000 | 14,000 |
| Noninterest expense | 163,000 | 276,000 | 73,000 | 417,000 |
| Provision for loan losses | 0 | 0 | 130,000 | 131,000 |
| Pretax income | 253,000 | 558,000 | -85,000 | -16,000 |
| Income tax | 0 | 94,000 | 11,000 | 30,000 |
| Net income | 253,000 | 464,000 | -96,000 | -46,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,840,000 | 10,705,000 | 6,654,000 | 6,722,000 |