Call reports 2023
COMMUNITY BANK OF EASTON — 2023
What COMMUNITY BANK OF EASTON reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 45,226,000 | 42,235,000 | 38,370,000 | 39,379,000 |
| Total loans | 18,972,000 | 19,714,000 | 19,458,000 | 19,000,000 |
| Allowance for loan losses | 54,000 | 54,000 | 54,000 | 54,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 491,000 | 497,000 | 590,000 | 598,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,947,000 | 31,667,000 | 28,406,000 | 29,102,000 |
| Interest-bearing deposits | 27,581,000 | 26,611,000 | 24,923,000 | 24,466,000 |
| Noninterest-bearing deposits | 7,367,000 | 5,056,000 | 3,483,000 | 4,636,000 |
| Equity capital | 10,260,000 | 10,535,000 | 9,908,000 | 10,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 569,000 | 1,129,000 | 1,702,000 | 2,250,000 |
| Interest expense | 23,000 | 64,000 | 136,000 | 224,000 |
| Net interest income | 546,000 | 1,065,000 | 1,566,000 | 2,026,000 |
| Noninterest income | 15,000 | 32,000 | 46,000 | 56,000 |
| Noninterest expense | 139,000 | 217,000 | 309,000 | 470,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 422,000 | 880,000 | 1,303,000 | 1,612,000 |
| Income tax | 64,000 | 247,000 | 347,000 | 410,000 |
| Net income | 358,000 | 633,000 | 956,000 | 1,202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,259,000 | 10,536,000 | 9,908,000 | 10,154,000 |