Call reports 2022
COMMUNITY BANK OF EASTON — 2022
What COMMUNITY BANK OF EASTON reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 42,787,000 | 42,460,000 | 40,643,000 | 42,230,000 |
| Total loans | 28,131,000 | 28,242,000 | 20,799,000 | 19,725,000 |
| Allowance for loan losses | 54,000 | 54,000 | 54,000 | 54,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 499,000 | 500,000 | 495,000 | 499,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,443,000 | 32,873,000 | 30,833,000 | 32,309,000 |
| Interest-bearing deposits | 26,709,000 | 26,521,000 | 25,742,000 | 24,104,000 |
| Noninterest-bearing deposits | 6,734,000 | 6,352,000 | 5,091,000 | 8,205,000 |
| Equity capital | 9,327,000 | 9,568,000 | 9,794,000 | 9,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 403,000 | 821,000 | 1,253,000 | 1,757,000 |
| Interest expense | 21,000 | 42,000 | 62,000 | 83,000 |
| Net interest income | 382,000 | 779,000 | 1,191,000 | 1,674,000 |
| Noninterest income | 29,000 | 58,000 | 88,000 | 105,000 |
| Noninterest expense | 119,000 | 203,000 | 279,000 | 438,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 292,000 | 634,000 | 1,000,000 | 1,341,000 |
| Income tax | 76,000 | 157,000 | 237,000 | 390,000 |
| Net income | 216,000 | 477,000 | 763,000 | 951,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,327,000 | 9,568,000 | 9,794,000 | 9,902,000 |