Call reports 2020
COMMUNITY BANK OF EASTON — 2020
What COMMUNITY BANK OF EASTON reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 36,764,000 | 37,906,000 | 37,904,000 | 43,018,000 |
| Total loans | 27,685,000 | 27,795,000 | 28,820,000 | 28,568,000 |
| Allowance for loan losses | 54,000 | 54,000 | 54,000 | 54,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 498,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,895,000 | 29,795,000 | 29,596,000 | 34,595,000 |
| Interest-bearing deposits | 24,811,000 | 25,680,000 | 25,416,000 | 24,805,000 |
| Noninterest-bearing deposits | 4,084,000 | 4,115,000 | 4,180,000 | 9,790,000 |
| Equity capital | 7,854,000 | 8,092,000 | 8,292,000 | 8,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 428,000 | 823,000 | 1,229,000 | 1,636,000 |
| Interest expense | 20,000 | 39,000 | 60,000 | 80,000 |
| Net interest income | 408,000 | 784,000 | 1,169,000 | 1,556,000 |
| Noninterest income | 21,000 | 35,000 | 61,000 | 84,000 |
| Noninterest expense | 102,000 | 162,000 | 220,000 | 350,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 327,000 | 657,000 | 1,010,000 | 1,290,000 |
| Income tax | 86,000 | 178,000 | 271,000 | 359,000 |
| Net income | 241,000 | 479,000 | 739,000 | 931,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,854,000 | 8,092,000 | 8,292,000 | 8,404,000 |