Call reports 2019
COMMUNITY BANK OF EASTON — 2019
What COMMUNITY BANK OF EASTON reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 34,836,000 | 35,415,000 | 36,222,000 | 37,917,000 |
| Total loans | 26,939,000 | 27,751,000 | 27,480,000 | 27,659,000 |
| Allowance for loan losses | 54,000 | 54,000 | 54,000 | 54,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 496,000 | 499,000 | 497,000 | 499,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,779,000 | 28,082,000 | 28,668,000 | 30,266,000 |
| Interest-bearing deposits | 23,384,000 | 24,454,000 | 24,762,000 | 24,595,000 |
| Noninterest-bearing deposits | 4,395,000 | 3,628,000 | 3,906,000 | 5,671,000 |
| Equity capital | 7,043,000 | 7,316,000 | 7,539,000 | 7,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 426,000 | 849,000 | 1,274,000 | 1,700,000 |
| Interest expense | 17,000 | 34,000 | 53,000 | 72,000 |
| Net interest income | 409,000 | 815,000 | 1,221,000 | 1,628,000 |
| Noninterest income | 28,000 | 49,000 | 73,000 | 102,000 |
| Noninterest expense | 101,000 | 161,000 | 215,000 | 342,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 336,000 | 703,000 | 1,079,000 | 1,388,000 |
| Income tax | 85,000 | 179,000 | 272,000 | 387,000 |
| Net income | 251,000 | 524,000 | 807,000 | 1,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,043,000 | 7,316,000 | 7,539,000 | 7,633,000 |
| Total capital | 7,097,000 | 7,370,000 | 7,593,000 | 7,687,000 |
| Risk-weighted assets | 26,913,000 | 27,704,000 | 27,441,000 | 27,649,000 |