Call reports 2017
COMMUNITY BANK OF EASTON — 2017
What COMMUNITY BANK OF EASTON reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 34,485,000 | 34,560,000 | 33,693,000 | 32,451,000 |
| Total loans | 21,143,000 | 22,070,000 | 22,928,000 | 23,843,000 |
| Allowance for loan losses | 54,000 | 54,000 | 54,000 | 54,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 499,000 | 500,000 | 498,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,747,000 | 28,632,000 | 27,620,000 | 26,351,000 |
| Interest-bearing deposits | 24,268,000 | 24,125,000 | 23,596,000 | 23,080,000 |
| Noninterest-bearing deposits | 4,479,000 | 4,507,000 | 4,024,000 | 3,271,000 |
| Equity capital | 5,724,000 | 5,913,000 | 6,059,000 | 6,084,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 322,000 | 648,000 | 996,000 | 1,351,000 |
| Interest expense | 17,000 | 34,000 | 51,000 | 69,000 |
| Net interest income | 305,000 | 614,000 | 945,000 | 1,282,000 |
| Noninterest income | 20,000 | 48,000 | 71,000 | 98,000 |
| Noninterest expense | 94,000 | 151,000 | 205,000 | 330,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 231,000 | 511,000 | 811,000 | 1,050,000 |
| Income tax | 83,000 | 174,000 | 268,000 | 412,000 |
| Net income | 148,000 | 337,000 | 543,000 | 638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,724,000 | 5,913,000 | 6,059,000 | 6,084,000 |
| Total capital | 5,778,000 | 5,967,000 | 6,113,000 | 6,138,000 |
| Risk-weighted assets | 20,676,000 | 21,643,000 | 22,606,000 | 23,782,000 |