Call reports 2016
COMMUNITY BANK OF EASTON — 2016
What COMMUNITY BANK OF EASTON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 32,371,000 | 34,192,000 | 33,841,000 | 32,674,000 |
| Total loans | 20,897,000 | 19,972,000 | 20,557,000 | 20,753,000 |
| Allowance for loan losses | 54,000 | 54,000 | 54,000 | 54,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 499,000 | 500,000 | 499,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,053,000 | 28,705,000 | 28,249,000 | 27,082,000 |
| Interest-bearing deposits | 23,637,000 | 24,644,000 | 24,022,000 | 23,681,000 |
| Noninterest-bearing deposits | 3,416,000 | 4,061,000 | 4,227,000 | 3,401,000 |
| Equity capital | 5,304,000 | 5,471,000 | 5,578,000 | 5,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 303,000 | 602,000 | 896,000 | 1,191,000 |
| Interest expense | 17,000 | 35,000 | 52,000 | 70,000 |
| Net interest income | 286,000 | 567,000 | 844,000 | 1,121,000 |
| Noninterest income | 18,000 | 36,000 | 52,000 | 78,000 |
| Noninterest expense | 91,000 | 148,000 | 204,000 | 324,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 213,000 | 455,000 | 692,000 | 875,000 |
| Income tax | 67,000 | 142,000 | 222,000 | 337,000 |
| Net income | 146,000 | 313,000 | 470,000 | 538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,304,000 | 5,471,000 | 5,578,000 | 5,576,000 |
| Total capital | 5,358,000 | 5,525,000 | 5,632,000 | 5,630,000 |
| Risk-weighted assets | 20,305,000 | 19,418,000 | 20,118,000 | 20,366,000 |