Call reports 2015
COMMUNITY BANK OF EASTON — 2015
What COMMUNITY BANK OF EASTON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 30,721,000 | 31,232,000 | 30,763,000 | 30,035,000 |
| Total loans | 16,934,000 | 17,295,000 | 18,449,000 | 19,954,000 |
| Allowance for loan losses | 54,000 | 54,000 | 54,000 | 54,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,791,000 | 26,164,000 | 25,602,000 | 24,860,000 |
| Interest-bearing deposits | 22,129,000 | 23,030,000 | 22,244,000 | 21,364,000 |
| Noninterest-bearing deposits | 3,662,000 | 3,134,000 | 3,358,000 | 3,496,000 |
| Equity capital | 4,916,000 | 5,051,000 | 5,146,000 | 5,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 250,000 | 498,000 | 758,000 | 1,027,000 |
| Interest expense | 17,000 | 35,000 | 53,000 | 69,000 |
| Net interest income | 233,000 | 463,000 | 705,000 | 958,000 |
| Noninterest income | 12,000 | 25,000 | 45,000 | 61,000 |
| Noninterest expense | 87,000 | 142,000 | 197,000 | 314,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 158,000 | 346,000 | 553,000 | 705,000 |
| Income tax | 55,000 | 108,000 | 170,000 | 240,000 |
| Net income | 103,000 | 238,000 | 383,000 | 465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,916,000 | 5,051,000 | 5,146,000 | 5,158,000 |
| Total capital | 4,970,000 | 5,105,000 | 5,200,000 | 5,212,000 |
| Risk-weighted assets | 16,241,000 | 16,699,000 | 17,972,000 | 19,493,000 |