Call reports 2014
COMMUNITY BANK OF EASTON — 2014
What COMMUNITY BANK OF EASTON reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 31,203,000 | 31,846,000 | 31,172,000 | 29,901,000 |
| Total loans | 18,164,000 | 16,821,000 | 17,187,000 | 17,397,000 |
| Allowance for loan losses | 54,000 | 54,000 | 54,000 | 54,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,579,000 | 27,088,000 | 26,353,000 | 25,070,000 |
| Interest-bearing deposits | 22,145,000 | 22,821,000 | 23,004,000 | 21,946,000 |
| Noninterest-bearing deposits | 4,434,000 | 4,267,000 | 3,349,000 | 3,124,000 |
| Equity capital | 4,609,000 | 4,741,000 | 4,803,000 | 4,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 256,000 | 510,000 | 758,000 | 1,011,000 |
| Interest expense | 18,000 | 37,000 | 56,000 | 75,000 |
| Net interest income | 238,000 | 473,000 | 702,000 | 936,000 |
| Noninterest income | 10,000 | 22,000 | 38,000 | 52,000 |
| Noninterest expense | 82,000 | 138,000 | 191,000 | 308,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 166,000 | 357,000 | 549,000 | 680,000 |
| Income tax | 58,000 | 117,000 | 197,000 | 258,000 |
| Net income | 108,000 | 240,000 | 352,000 | 422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,609,000 | 4,741,000 | 4,803,000 | 4,813,000 |
| Total capital | 4,663,000 | 4,795,000 | 4,857,000 | 4,867,000 |
| Risk-weighted assets | 17,384,000 | 16,135,000 | 16,612,000 | 16,853,000 |