Call reports 2013
COMMUNITY BANK OF EASTON — 2013
What COMMUNITY BANK OF EASTON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 30,375,000 | 30,401,000 | 29,111,000 | 28,217,000 |
| Total loans | 14,810,000 | 13,934,000 | 14,895,000 | 17,052,000 |
| Allowance for loan losses | 54,000 | 54,000 | 54,000 | 54,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,008,000 | 25,931,000 | 24,587,000 | 23,479,000 |
| Interest-bearing deposits | 22,488,000 | 22,429,000 | 21,919,000 | 20,439,000 |
| Noninterest-bearing deposits | 3,520,000 | 3,502,000 | 2,668,000 | 3,040,000 |
| Equity capital | 4,349,000 | 4,450,000 | 4,507,000 | 4,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 230,000 | 447,000 | 665,000 | 900,000 |
| Interest expense | 22,000 | 43,000 | 63,000 | 82,000 |
| Net interest income | 208,000 | 404,000 | 602,000 | 818,000 |
| Noninterest income | 12,000 | 28,000 | 42,000 | 56,000 |
| Noninterest expense | 77,000 | 134,000 | 185,000 | 297,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 143,000 | 298,000 | 459,000 | 577,000 |
| Income tax | 47,000 | 101,000 | 155,000 | 219,000 |
| Net income | 96,000 | 197,000 | 304,000 | 358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,349,000 | 4,450,000 | 4,507,000 | 4,501,000 |
| Total capital | 4,403,000 | 4,504,000 | 4,561,000 | 4,555,000 |
| Risk-weighted assets | 13,964,000 | 13,120,000 | 14,140,000 | 16,364,000 |