Call reports 2012
COMMUNITY BANK OF EASTON — 2012
What COMMUNITY BANK OF EASTON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 28,981,000 | 29,361,000 | 32,140,000 | 27,951,000 |
| Total loans | 13,902,000 | 13,565,000 | 14,424,000 | 15,000,000 |
| Allowance for loan losses | 54,000 | 54,000 | 54,000 | 54,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,843,000 | 25,137,000 | 27,871,000 | 23,672,000 |
| Interest-bearing deposits | 21,240,000 | 21,534,000 | 21,752,000 | 20,884,000 |
| Noninterest-bearing deposits | 3,603,000 | 3,603,000 | 6,119,000 | 2,788,000 |
| Equity capital | 4,109,000 | 4,194,000 | 4,245,000 | 4,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 233,000 | 446,000 | 664,000 | 891,000 |
| Interest expense | 33,000 | 62,000 | 89,000 | 114,000 |
| Net interest income | 200,000 | 384,000 | 575,000 | 777,000 |
| Noninterest income | 12,000 | 23,000 | 37,000 | 50,000 |
| Noninterest expense | 78,000 | 129,000 | 178,000 | 283,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 134,000 | 278,000 | 434,000 | 544,000 |
| Income tax | 51,000 | 110,000 | 165,000 | 217,000 |
| Net income | 83,000 | 168,000 | 269,000 | 327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,109,000 | 4,194,000 | 4,245,000 | 4,253,000 |
| Total capital | 4,163,000 | 4,248,000 | 4,299,000 | 4,307,000 |
| Risk-weighted assets | 13,068,000 | 12,793,000 | 13,677,000 | 14,262,000 |