Call reports 2011
COMMUNITY BANK OF EASTON — 2011
What COMMUNITY BANK OF EASTON reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 27,897,000 | 28,518,000 | 28,262,000 | 25,991,000 |
| Total loans | 14,624,000 | 13,393,000 | 13,584,000 | 15,077,000 |
| Allowance for loan losses | 54,000 | 54,000 | 54,000 | 54,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,955,000 | 24,500,000 | 24,201,000 | 21,929,000 |
| Interest-bearing deposits | 20,411,000 | 20,680,000 | 20,657,000 | 18,380,000 |
| Noninterest-bearing deposits | 3,544,000 | 3,820,000 | 3,544,000 | 3,549,000 |
| Equity capital | 3,896,000 | 3,974,000 | 4,025,000 | 4,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 243,000 | 464,000 | 685,000 | 917,000 |
| Interest expense | 51,000 | 97,000 | 138,000 | 173,000 |
| Net interest income | 192,000 | 367,000 | 547,000 | 744,000 |
| Noninterest income | 6,000 | 17,000 | 29,000 | 42,000 |
| Noninterest expense | 81,000 | 139,000 | 189,000 | 289,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 117,000 | 245,000 | 387,000 | 497,000 |
| Income tax | 47,000 | 97,000 | 138,000 | 187,000 |
| Net income | 70,000 | 148,000 | 249,000 | 310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,896,000 | 3,974,000 | 4,025,000 | 4,026,000 |
| Total capital | 3,950,000 | 4,028,000 | 4,079,000 | 4,080,000 |
| Risk-weighted assets | 13,569,000 | 12,411,000 | 12,797,000 | 14,351,000 |